Buying land, building a home and financing production are different transactions. The institution assesses the applicant, property and project.
Links to official sources
01
Define the project
Land, housing or business
02
Identify a route
Product and conditions
03
Prepare your enquiry
Documents and questions
A STARTING POINT FOR RESEARCH
Find a route for your project
Sources checked 14 October 2026
These cards help identify products to enquire about. Each institution confirms availability, security and terms; their order does not represent a recommendation.
6 routes to enquire about
BBVA
BBVA ColombiaDirect enquiry · bank
Construction
Housing construction on your own land
A route for financing a home's construction. The bank describes urban housing on owned land with completed urban infrastructure and horizontal-property regulations.
Review of the plot, permit, plans and budget.
Disbursements linked to construction progress and security over the plot.
Confirm the location and building system before relying on this option.
A question to start with
Do you accept this plot and a prefab home using the proposed building system?
A product for building housing. The bank publishes construction conditions, progress-based disbursements and a mortgage over the plot; the transaction depends on its assessment.
Check the applicant and project documentation.
Verify the construction schedule, appraisal, insurance and own contribution.
Request specific confirmation for rural land or prefab construction.
A question to start with
Which plot, construction and disbursement conditions apply in my municipality?
Credit for improving an agricultural project: irrigation, drainage, water management, access or soil preparation. Improving a property is a different purpose from buying it.
Present the productive project and planned investments.
Ask about security, cash flow and permits applicable to the works.
Check which activities and investments the bank accepts.
A question to start with
How should I structure land improvements around my activity's production cycle?
The current manual includes land acquisition and rural housing among financeable activities. The project must have an agricultural or rural link and be viable; FINAGRO does not lend directly to the applicant.
The application is submitted to and assessed by a financial intermediary.
Confirm the funding purpose, producer profile, security and current conditions.
A published facility or incentive does not mean funding is available or approved.
A question to start with
Do my activity and property purchase fit the current FINAGRO funding purposes?
A business route for urban infrastructure. BBVA states that plot purchase can be financed alongside approval of professional developer credit; this is not a residential plot mortgage for every buyer.
Assessment of the company, project and security.
Prepare the budget, schedule, presales and project cash flow.
Consult the specialist team for Antioquia.
A question to start with
Does my project have the scope and structure required for this business facility?
Links to independent institutions. Inclusion does not imply a partnership with LoteMedellin. The date indicates a review of the pages and does not guarantee rates, available funding or approval.
BEFORE TALKING TO AN INSTITUTION
Arrive with a clear idea.
Use this list for initial preparation. The final documentation depends on the product and your situation.
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YOUR PROFILE MATTERS TOO
Living abroad or earning income overseas?
Being a foreign resident in Colombia and being a Colombian living abroad are different situations. Ask about your specific profile before assuming a product accepts it.